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When you're weighing loan options, start with need-based loans such as Perkins loans or subsidized Stafford loans. These usually have the best terms.

Expert Advice

"I like to see students who challenge themselves by taking extra math or writing courses beyond what is required."
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J. Washington, Jr., U. of New Hampshire, Admissions

Interview Checklist

Transcript? Check. SAT scores? Check...

Print out this checklist to make sure your child is absolutely, positively ready for the interview.

Before
Make an interview appointment at a college in which I'm interested
Mark the date and time on my calendar or datebook
Learn what type of interview to expect -- such as a student interview vs. an alumni interview
Research the college by reading its brochure and course catalog and visiting its Web site
Make notes about why I want to attend this college
Try several practice interviews where I've taken turns being the interviewer and interviewee
Review the questions an interviewer might ask and think about what my answers will be
Prepare questions I want to ask the interviewer
Get directions to the college's campus and admission office
Lay out an appropriate interview outfit
Gather any documents I might need, such as my test scores and high school transcript
After
Make notes about the conversation, for thank-you note material or future reference
Pick up financial aid forms
Take any business cards that are offered, for contact information
Schedule a campus tour (if didn't tour before the interview)
Ask if I can sit in on a class
Breathe a sigh of relief